Workers Compensation Insurance
California employers are required by law to have workers’ compensation insurance, even if they have only one employee. Workers’ compensation insurance provides basic benefits, including medical care, temporary disability benefits, permanent disability benefits, supplemental job displacement benefits, return-to-work supplement, and death benefits. Most workers’ compensation policies carry a million-dollar limit per employee. Not every carrier is the right fit for your workers’ compensation insurance needs; some carriers have better rates for your class of business than others, which is why it is important to work closely with us so we can find the right fit for your risk.
Do not let yourself get put into a corner with a lawsuit from an injured employee, contact one of our advisors today to have get a free review and quote on your workers’ compensation policy!
Commercial Property insurance is a policy for businesses and other organizations that insures against damage to their buildings and contents due to a covered cause of loss, such as a fire, theft, and water damage. Property insurance covers physical assets of your business, ensuring that you can replace the critical equipment needed to stay in business.
Make sure you get your assets properly protected by contacting one of our professionals at Thomas Costello Insurance Agency today!