Umbrella/Excess Insurance

Umbrella coverage is among the most overlooked coverages when it comes to your insurance portfolio. In the event of a catastrophic event, it could be the best line of protection you can have. It offers additional liability protection for all underlying insurance risks and may provide coverage for some situations that may not be included in the underlying insurance policies.

In a situation where your policies limits have been exhausted due to a claim, an umbrella policy will help to protect you and your assets from being used to pay for additional expenses.

Personal Umbrella insurance can be applied to events such as:

  • Car Accidents
  • Accidental injuries on your property
  • Accidents involving your boat, ATV, or other recreational vehicle
  • Uninsured/Underinsured motorist coverage
  • Defense fees and other legal costs
  • Personal Injury Coverage for claims of libel, slander, and more

The Costello Insurance Agency is committed to your protecting you and your family. Since, Personal Umbrellas vary from carrier to carrier, we work with you to create a policy that is tailored to suit your needs. It is important to understand how and what different policy options are available to you. Speak with a Costello Insurance Agency agent today for a free policy review and let us show you how you can better protect yourself.

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