General Liability Insurance
General Liability insurance is the backbone of your commercial insurance portfolio, providing coverage for bodily injury, personal injury, and property damage caused by your business’s operations, products, or injury that occurs on the business’s premises. General Liability insurance can be endorsed to cover your business’s specific needs including, but not limited to: product liability, advertising injury, products and completed operations. General Liability policies are required by landlords, banks, or any party with an exposure through your business and its activities. There are also two types of General Liability policies, occurrence, and claims-made. Occurrence policies cover you from any incident that may “occur” during the policy period, versus a claims-made policy where the claim must be made against the insured during the policy period to be covered.
If you find yourself opening or owning a business, make sure you speak with one of our trusted advisors to get a free review and quote to see how we can help you transfer that risk away from your business!