The peril of an earthquake is specifically excluded from your property policy and, in order to be a covered loss, needs to be put in place on a separate policy. The risk of an earthquake in some states is “when” not an “if” risk. In order to protect your assets from an earthquake, earthquake insurance policy can be put in place with a range of deductible options. Earthquake insurance can also be purchased for those who only have business personal property and do not own the building they occupy, allowing business’s to protect their assets from damage.
Contact an expert at Thomas Costello Insurance Agency today for a free review and quote!