Directors & Officers Insurance

Directors and Officers (D&O) insurance is put in place specifically to protect the directors and officers of a public or privately held company. In the event that the board of directors, or a member of the board has a lawsuit filed against them, a D&O policy will activate to legally defend the persons or individual. Directors and officers are often held under a microscope by investors, shareholders, employees and creditors, leaving them exposed to high defense costs at a disproportionate rate. D&O liability insurance indemnifies directors and officers of nonprofit organizations for damages and defense costs arising from lawsuits alleging various wrongful acts. With a D&O policy in place, defense cost will be paid to the policy limit, removing the financial burden from the accused party.

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