Auto Insurance

As driving is a necessity for most of us in the US, and more and more drivers on the road every day. Every time you or a loved one gets behind the wheel, lives and assets are on the line.

At Thomas Costello Insurance Agency, we offer the expert advice and products that will help protect you, your loved ones and your assets.

When shopping for auto insurance, Thomas Costello Insurance Agency is your one stop shop. We will provide you with the best quality, coverage, and price for your auto insurance policy. We compare rates with all of our insurance partners to find the best discounts and bundles meant to get you the best policy at the best price.

California Auto Insurance Requirements – In the state of California, liability insurance is required by law on all vehicles that currently operate. This ensures that you as a driver have a way to protect heavy costs related to damage or injury from an accident. Insurance companies are, according to CVC §16058, required to electronically report vehicle insurance information immediately to the Department of Motor Vehicles.

California requires drivers to carry at least the following coverages: Bodily Injury Liability Coverage: $15,000 per person / $30,000 per accident minimum. Property Damage Liability Coverage: $5,000 minimum. Uninsured Motorist Bodily Injury Coverage: $15,000 per person / $30,000 per accident minimum.

This means, in California you are only required to have $5,000 in Property Damage Liability. But, most cars are worth much more than that and many car crashes cause far more than $15,000 in damages. The same goes for Bodily Injury Liability requirements. It’s worth it to invest a bit more for higher coverage, rather than finding out after an accident that your insurance coverage isn’t enough.

Don’t drive without a proper auto insurance policy. Call us today to get a free review and quote to see what options are available to you.

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CALL US TODAY AT 805.520.4997 FOR ALL YOUR INSURANCE NEEDS